Cost of smoking in India is often misunderstood as a small, harmless ₹15-a-stick habit.But in reality, smoking is one of the biggest silent wealth destroyers for Indians. Most smokers are aware of the health risks.Very few realise the true cost of smoking in India—a financial trap that can wipe out lakhs and even crores over…
Couples budgeting is one of the most powerful tools for creating clarity, fairness, and long-term financial harmony in a relationship. Most money fights in India don’t begin because couples lack money—but because they lack a shared budgeting system. This guide teaches you why couples argue about finances, and shows a step-by-step couples budgeting system that…
Managing three, four, or even five different EMIs every month can feel overwhelming—especially when each loan carries its own interest rate, due date, and penalty rules.This is exactly why many Indians consider a Debt Consolidation Loan, a financial tool that lets you combine all your existing loans into one single EMI. But here’s the truth:Consolidation…
For most Indians, taking a home loan means committing to decades of EMIs and heavy interest payments.But what if I told you there’s a smart financial trick that can get you interest free home loan practically? Yes — completely real, fully calculated, and legally correct. The secret is not in negotiating with the bank…It lies…
Why New Parents Must Plan Early Becoming a parent is magical. But it also introduces a new financial reality—one that most parents underestimate until it’s too late. From diapers to doctor visits to school fees, the early years bring continuous expenses. And without a structured baby budget for new parents, parents often slip into stress,…
Learn how the Avalanche Method helps you close loans faster by targeting the highest-interest debt first. A proven strategy for becoming debt-free in India in 2025.
Warren Buffett, often called the Oracle of Omaha, is one of the greatest investors in history. He built a fortune by staying calm, thinking long term, and sticking to simple principles. Now, at 94, as he prepares to step down as CEO of Berkshire Hathaway, we take a moment to reflect on the most powerful…
Early retirement planning might not be a priority when you’re in your 20s, but it can make all the difference in your financial future. Starting early allows you to take advantage of compounding, reduce future stress, and build wealth at a steady pace. Plus, the earlier you start, the less financial pressure you’ll feel later…
Every parent wants the best education for their children. However, with rising education costs, planning for your child’s education is more important than ever. Without a solid financial plan, parents may struggle to fund higher education, leading to stress or loans. By following a systematic approach, you can ensure your child’s education is financially secure…
Taking care of your money can make you feel strong and happy. Financial planning for women is a great way to stay safe and ready for the future. But in India, many women face special problems. For example, you might be busy with both your job and your family. Or maybe you don’t often talk…